Investing - Theory, News & General • WSJ-How to Play the Retirement Tax Guessing Game
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Investing - Theory, News & General • WSJ-How to Play the Retirement Tax Guessing Game
Investing - Theory, News & General • Re: Tips ladder. A good thing, or more trouble than is worth
Investing - Theory, News & General • Re: TIPS Interest & inflation Adjustments
Investing - Theory, News & General • submit ?s: Peter Lazaroff on The Perfect Portfolio; Bogleheads® on Investing podcast
Investing - Theory, News & General • Re: Taxation of Treasury bills, notes and bonds
Investing - Theory, News & General • Re: How to deal with a crash?
Investing - Theory, News & General • Re: Taxation of Treasury bills, notes and bonds
Investing - Theory, News & General • Re: Taxation of Treasury bills, notes and bonds
Investing - Theory, News & General • Re: "Bogleheads on Investing" podcast by Jon Luskin "The Art of Simple Investing | Tips from Ben Carlson" Win By Doing
Investing - Theory, News & General • Re: Efficient Market Hypothesis clarification
Help me understand this annuity
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Bill Perkins: Die With Zero book....
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Billionaire sports owner spent insurance money
Actual Budget, a self-hosted budgeting and retirement tool
APA TREASURY 310 MISC PAY
Current Inflation Index Reports and Fed Policy/Actions
Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here
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Personal Investments • Re: Three fund portfolio: Which fund provider is likely to be around in 40 years?
Personal Investments • Re: How Do You Like My New 'Doo [nedsaid's real life retirement planning journey]
Personal Investments • Re: Inherited IRA RMDs
Personal Investments • Re: No TIPS ladder for us!
Personal Investments • Re: Should I switch to ETFs?
Personal Investments • Re: WRE's retirement withdrawal plan - of sorts!
Personal Investments • Re: Three fund portfolio: Which fund provider is likely to be around in 40 years?
Drake Passage?
How much is airline status actually worth to you?
A couple of days London ....what to do?
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2026 travel thread
EES for European Vacations this summer
2027 Travel Plans
Belize?
Thinking about giving up annual physicals...
My turn for rotator cuff surgery
Program inherited hearing aids
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Question about Medicaid and income limits
My MDVIP Concierge Medicine Journey
Washington Post Opinion Piece on Prostate Screenings
Do you still have dreams about work?
Poll: Medigap vs Medicare Advantage: What do you have and why?
Anyone Here Suffer From Back Mice (episacral lipomas)?
Non-US Investing • Re: Bond advice for long-term investment, country-agnostic
Non-US Investing • Re: Index linked gilts. What is the default risk?
Non-US Investing • Re: Index linked gilts. What is the default risk?
Non-US Investing • Re: Index linked gilts. What is the default risk?
Non-US Investing • Re: Index linked gilts. What is the default risk?
Non-US Investing • Re: UK residents holding US ETFs: HMRC reporting status is not enough - check ERI availability
Non-US Investing • Re: Wealth Tax in the Netherlands (text of 1964)
Non-US Investing • Re: Index linked gilts. What is the default risk?
Non-US Investing • Re: Bond advice for long-term investment, country-agnostic
Non-US Investing • Re: Bond advice for long-term investment, country-agnostic
The Retirement Assumptions Your Calculator Can’t Plan For
Why Early Retirement Needs Money Outside a 401(k)
You’re Being Scared Into Saving Too Much for Retirement | Andrew Biggs
Why Building Wealth Can Make Money Feel More Stressful
Social Security NOT Bankrupt! What REALLY Happens in 2032
Why Retirement Income Rules May Overstate How Much You Need
How Social Security Tax Changes Could Hit the Self Employed Hardest
The Tax Mistake Married Couples Don’t Find Out About Until It’s Too Late
The Retirement Factors You Can Actually Control
The Hidden Risks of Earning a Lot of Money Quickly
How to gift to Children ??
NY Times New Puzzle - Connections
Daily WORDLE - please, no spoilers! 2023 version
Your recent repair? - 2021 to ?
Cheapwad Finds--Opposite of Blow That Dough!
Micro-BTD (less than $100)
Alternatives for Managing Estate Portfolio with Disinterested Spouse
Apocalyptic
What did you do today 2026
What We’re Smoking (or Grilling, or Curing)!
anybody familiar with schwab?
Is your portfolio at a high?
Anyone else waiting for the 10 Year to hit 5.0%?
Income Investing Results - September 2026
NEOS acquisition by Goldman Sachs
CEF Holdings ---- September 2026
covered calls and cash secured puts
Is net-worth tracking more important than expense tracking?
Income Investing Results - August 2026
What did you trade today and why?
3 Signs You're Financially Independent
Target Date Fund vs DIY Portfolio
4%... Every Year?
Should You Withdraw From Stocks or Bonds?
When Should You Start Using Retirement Software?
One Portfolio. One Plan.
Asset Location for 401(k)?
When Should You Stop Investing?
My Withdrawal Strategy
U.S. Stocks or International?
Both Own Liquor Stores. One Struggled. What Went Wrong?
What Does $50M in Real Estate Actually Look Like? Not What You'd Expect.
Dave Went from No Savings to Millionaire by 49 (Median Income)
Starting From Zero at 50: How to Build $1M by 65
The Case For, and Against, Megacap Stocks
What to Know Before Hiring a Financial Advisor
Scott and Virginia Trench: Goals, Spending, and Family Finances
Should FIRE Investors Own REITs?
Can This 29-Year-Old Couple Retire by 40 With a $2.5M Portfolio?
Why the FIRE Community Gets This Wrong
Daily FI discussion thread - Friday, September 04, 2026
Daily FI discussion thread - Thursday, September 03, 2026
Weekly Self-Promotion Thread - Wednesday, September 02, 2026
Daily FI discussion thread - Wednesday, September 02, 2026
Daily FI discussion thread - Tuesday, September 01, 2026
Daily FI discussion thread - Monday, August 31, 2026
Daily FI discussion thread - Sunday, August 30, 2026
Daily FI discussion thread - Saturday, August 29, 2026
Daily FI discussion thread - Friday, August 28, 2026
Daily FI discussion thread - Thursday, August 27, 2026
Looking for feedback on my ETF allocation (41 years old, 15-year horizon)
35yo, unemployed, new to investing
VGS or VTS + VEU?
The FIRE plan I almost messed up by skipping one check
20, holding ~$30k in IVV.AX, confused about ETF choice
PSA: Check your offset accounts if you rolled off a fixed rate with Beyond Bank (I just got $1,300 back)
82k in HYSA what should I do?
21M 42k in Term deposits
Credit Card with Home Loan Bank?
Keep funds in offset or put on loan?
Trump Will Cause The Next Financial Crisis
Your Dollar Isn’t Worth What It Used to Be
Countries Are Choosing Gold Over Dollars
America Is Sacrificing The Dollar
AI Controls Your Retirement Savings
Private Equity Wants Your Retirement Money
Your Life Insurance May Be Funding the AL Boom
China’s Dollar Dilemma
The Rise and Fall of Every Superpower
Here's What Pops This Stock Bubble
We Left America for Cascais, Portugal? The Hype vs. Reality (Neighborhood Tour & Costs to live Here)
Our 6 Best Investments That Made Us Millionaires — We’re Finally Sharing the Best Investments!
7 Money Rules We Broke to Become Millionaires (Financial Advice We Ignored)
One of the greatest privileges of being a father is getting to walk your children as far as you can…
The 5 Levels of Wealth (Most People Never Reach #4)
40 With No Retirement Savings? Do This.
MILLIONAIRE EXPLAINS: When to Sell Stocks vs. Index Funds
SpaceX Stock Keeps Crashing... 3 Reasons It Could Fall Even More
MILLIONAIRE EXPLAINS: The Habits That Made Me Rich
The Most Elegant Night of Our Portugal Week
Why are terms and conditions so lopsided?
The Hidden Financial System That Controls Your Life
Travel Scams are on the Rise! #travel #travelsmart #moneymindset #financialliteracy
Why No One Wants to Hire Gen Z
The BIG Problem with Prediction Markets
Should You Be Allowed To Buy a Chinese Car?
Beware of the DOUBLE DEBT Trap!!! #debt #personalloan #personalfinance #money #loan
The Real Reason Companies Are Shedding Workers
Why Subscriptions are IMPOSSIBLE to CANCEL! #streamers #subscriptionservices
What Prediction Markets Don't Want You to Know
Identify Financial Leaks: And How to Build and Use A Value Matrix | Ep 589
Sabbatical Success: Around the World in 367 Days | Ep 610
What Actually Happened? | Paige's FI Journey, Nine Years Later | Ep 612
ChooseFI Classic: Financial Independence on an Ordinary Income (Paige & Sam) | Ep 611
We’re Going to Be Millionaires — Now How Do I Tell My Spouse? | Andy Hill | Ep 587
FI 101: Teaching Financial Independence to Your Community | Ep 600
Die With Zero, Revisited | Ep 608
Retire in Less Than 10 Years | Cody Berman | Ep 605
Crash Proof: The Science of Stock Market Resilience | Brian Feroldi | Ep 603
Travel Rewards 101 | Devon Gimbel | Ep 601
Should You Pay Off Your Mortgage Early or Invest? (Here's The Math)
The Easiest Way To Borrow Against Your House? (Aven Review 2026)
Here's What a $1 Million Portfolio Would Pay You Every Year
5 Things You Should NEVER Cheap Out On
The Biggest Wealth Killers in Your 20s and 30s (Avoid These Things)
Your Bitcoin Is Dead Money (Here's 5 Ways To Fix It)
The ONLY 5 ETFs You'll Ever Need (Hold FOREVER)
Master This and Separate Yourself From 95% Of People Financially
If I Had ONLY 5 Years to Become a Millionaire, Here's What I'd Do
How to Pay Off Debt Forever in 8 Simple Steps
Fed Watch!
Future Social Security shortfall - interesting article about causes
Medicare at age 55+?
Estate tax potential change
At what point do we worry about job losses?
A proposal to slowly solve the growing national deficit
Will prices actually drop after the tariff decision?
A desperate solution is needed with SS and borrowing, not sure how much longer we can kick the can down the road.
Article on Bloomberg/Yahoo - ACA up 300% ??
Will Federal taxes go up or down over the next 20 years (more than inflation adjustments)?
Milestone: I'm past 33x now. Details and ramblings.
[Portfolio Review] [24 M], ₹1L/month SIP — help me cut overlap, add global the right way, and update SIP and stocks investments.
Help with FIRE No.
My Journey towards FIRE - Checkpoint 2026
61% of my income goes straight into investments. Am I over-optimizing or doing it right? (27 M | Bangalore)
How realistic is FIRE before age of 40 if I’m beginning at age of 25, no family assets. Able to invest upto 1 lakh per year
35+ and just starting FIRE - Here's how I'm catching up
You retired early riding a bull market. A year later, markets drop 30% like they did in COVID. How are you actually paying your bills?
You retired early riding a bull market. A year later, markets drop 30% like they did in COVID. How are you actually paying your bills?
Fixed deposit options in India for 1 to 2 year horizon a neutral comparison [May 2026
Milestone: I'm past 33x now. Details and ramblings.
NRI - looking for advice
M 42, hit corpus of 4 Cr, burnt out!
Is the RBI about to trigger an NRI deposit war... or is it a repeat of 2013?
31M | Hit ₹1.5 Cr NW a couple of months back
Projected monthly spend from my corpus
Expenses at retirement
Is my FIRE number right?
The paradox of all or none that makes choices difficult post FIRE
31F | Networth Analysis
How do you actually track spending without it taking over your life?
Stockholm Syndrome…help?
Motivation after 1 million?
Lifelong goal achieved 5 years early thanks to LeanFire
Told my boss my departure date
Philosophy of America vs Cheap low tax country
That's all folks - Last Day of Work
5 Years of LeanFIRE: $600k → $1.4M While Traveling Full-Time on ~$24k/Year
Modnif
Tops for tracking spending?
Trying to hone in on CoastFIRE number
CoastFIRE with 550k USD at 34?
Coast plan gut check?
Tax optimization calculator or guidance request
Sick of sales and trying to coast sooner
Frugal ways to spend a month or two in another place while still paying rent
What is a reasonable number for a coast fire?
First time losing 5 figures in a day
29, 92.9k invested. Can I hit Coast in 5 years and buy a house?
Are you coasting at work?
Free Roth Conversion Calculator
Is it Jack Bogle or John Bogle?
Looking for Advice / Recommendations on Current Investment Strategy
ESPP Advice
What are the downsides of transferring $250k of ETFs to J.P. Morgan Self-Directed for the bonus?
Building a portfolio, VOO, VXUS, QQQ, SCHD— how much should I be contributing
5-year dividend tilt experiment vs VTI. Switching back. Here's the math.
Adding a managed futures sleeve (DBMF) to a Boglehead-adjacent portfolio.. my 7-year case
Traditional IRA rollover mistake. Please help!
Calculate return rate needed for equities to beat HYSA/MM, after-tax? (long term cap gains rate vs marginal income tax)
The best country in Europe according to my standards
FIREd people with no family plans in EU, what you up to?
How far am I from being FIRE?
Dutch FIRE portfolio review: how to allocate another €300k?
broker withheld 15% on dividends for 3 years
Anyone here investing in dividend focused funds?
Why are so many British expats choosing Altea Hills over other parts of Spain?
Anyone doing any volunteer work here?
In which city will you have the highest savings rate assuming average wage and lean-ish lifestyle?
Forgot about pension in my FIRE calculations
Free online rehab/flip calculator?
I scored 111 US cities on ROI + crime for 2026 and some of the results surprised me
I need to know 2 things, 1 if this is a good idea, and 2 how you would go about getting a loan for this idea
question for real estate owner, before i build the wrong app
[Landlord US-WA] What to do if property management won’t give back keys?
Bay Area Market Update Returns June 11
What would you do?
What's normal during attorney review for a small multifamily?
Smart Homes and HiFi Audio
[VENT] Tenant caused leak, sued me for his security deposit back and won
Advice on first Roth Conversion
How can I improve my early retirement plan?
Using AI for drawdown management: Gemini suggested adding DBMF to my VWRA portfolio. Anyone else doing this?
Valuing ACA subsidies
Is my cash buffer strategy sound?
$3.1M lost job and need some experience?
I've done the hard part... accumulation of assets...now I'm ready, but...
Advisor here: the fee complaints are mostly right — but you're mad about the wrong thing
Anyone FI at around early 30s (or even younger)? what do you do now?
Weekly discussion thread for June 07, 2026
What is the name for new business creation investing?
DFUS seems like a better solution (than VTSAX) to avoid trillion-dollar IPOs that want to sneak into Index Funds. Got any other solutions?
Started My Bogle Head Journey Today
Value or Growth Investing
Warren Buffett's Market Indicator Tops 232.1% as US Stocks Trade at Extreme Valuations: Why It Matters
U.S. DOE Approves PDSA for OKLO’s Aurora Powerhouse at Idaho National Laboratory
Garbage in, garbage out: Data is the real gold
So why do stocks seemingly seem to get pumped as soon as the market opens and then crash throughout the day back to where they were?
Is Blackberry Primed For a Comeback?
'Buy It. Period.': Michael Burry Urges Investors to Hold This Long-Term Compounder Stock for Life
Do we have enough to coast fire in Vietnam?
Divorce deep into FIRE. What's the strategy?
Hitting your number and timing risk
Am I Missing any investment vehicles/accounts? I have learned SO MUCH HERE (thank you!!)
How can I improve my early retirement strategy?
LTC insurance thoughts?
What net worth do you stop taking shit?
How did you compute your fire number?
I Want FIRE, but I might take a 120k -> 46k paycut. What would you do in my situation?
How to Diversify for Coming AI Bubble? How to Adjust Withdrawal Rate for Inflation?
Geld Sparen
[ Removed by Reddit ]
Kurze Umfrage zu Inflation, steigenden Kosten & finanzieller Zukunftsplanung (1 Minute)
Roasted meine Idee zum investieren in Bonds
31 Jahre - 300k Eigenkapital + potentiell 100k Privatkredit von den Eltern
Mit 40 die Millionengrenze geknackt von 0 € in 2016, ohne Erbschaft aber noch kein FIRE
Sagt es einfach niemandem
Lean FIRE aus der Praxis: Ausgaben, Herausforderungen und Fehlannahmen
Wer lebt schon Coast-/Barista-FIRE?
All world etf
Shooting in all directions
2 separate LinkedIn accounts — now what?
How does BambooHR know my location? I lied to get exempt from RTO, but it's saying my location is the same city as the office
Should I Look for J2 software development?
Is making a new LinkedIn with a fake name with hidden names obvious for a recruiter?
Need advice for possible OE increase
OE disaster part 2 : lesson learned
Crappy Ad
Transcription / Note taking app (compliance in mind)
Navigating OE and leave
Let me make you feel much better in case you thought you are behind in life...
Need advice. Clearing car loan or invest
Need advice
Where to start
Am I being financially irresponsible with my lifestyle at 29?
Reduce work hours and coast to FI?
Make me RICH.. Or at least, Rich.
Advice?
M24 Slowly switching
Should I start Direct indexing
Advice on SIPP
An alternative FIRE approach?
Built a quiet, add-only rebalancing tool for the accumulation phase: would value FIRE-UK eyes on it
Newbie advice
SIPP to now be included in IHT.
SIPP transfer from Interactive Investor to Fidelity: not going well
What I learned from video games
I'm 24 and obsessed with FIRE/ money saving tips - any advice?
Does selling my flat make sense for Fire?
FTSE Global All Cap
FatFIRE poll... not spam... truly asking
31F $4M NW Ideating on next career
How do you track all your assets?
Fatfired on my own but expecting inheritance
Is there a way to 'personally' borrow against my business's cash flow?
43F, single, no kids. Net worth around $7M.
continue to FatFIRE vs splurge on dream home?
Beyond retirement accounts, what actually works for how to lower taxable income?
Is my spending too low at 2% SWR?
Moving the goalpost
Flexibility Vs $$
Seeking participants: Quick survey on hybrid entrepreneurship in Switzerland
Forgot about pension in my FIRE plans. What would you do?
Relevance of Dividends in FIRE
Deregister (Abmeldung) from Switzerland & not pay taxes anywhere?
Pregnant with twins while ready to pull Fire trigger
Can't decide on where to set my fire number
What to do with 200k+ CHF at 26
Great 'part time' jobs while FIRE?
ChubbyFIRE wealth level depending on residence canton
如何在香港金管收紧的背景下，能继续开户
Coast or barista fire jobs
What do you think SG media should cover on media to be useful
25M, $32k Tuition Fee Loan at 4.5%
uni fresh grad debating btw 2 roles
Has anyone else used Gemini/Claude for portfolio allocation? (VWRA + DBMF)
Cashback or airmiles on public hospital payments
Seeking help regarding my portfolio
Offered a Role at UOB Asset Managment
Endowus cash management funds
Landed A&A rough cost and timeline
Income tax optimisation
Thoughts on the Coatue innovative strategies fund(CTEK)?
Home Insurance for Landed property
Any Henry about to retire has to revise his or her plan due to divorce?
Are HENRYs more likely to be hit by retrenchment / offshoring?
Is it worth spending almost 300k to pursue law in the UK at a non Oxbridge, non London university
Parent volunteer in Scgs
Lesson/course for E-bike grabfood
$30k cash monthly, what would you do with it
What are the biggest pros and cons of moving to Paraguay that you've experienced?
Retaining low tax residency while living in several countries
Why Expats Fail
Has anyone applied for a long-term stay visa for Brazil through the New York consulate?
Living in Greece for €2000net/month
Calling for help from US / Canadian citizens living in Denmark => Tax question: Do I need to report holdings in TFSA/FHSA/RRSP accounts to SKAT?
Can you with EU long-term residence permit move across EU countries?
US retiring at 45 in Italy, can I qualify for the 7% regime without a pension?
Las Palmas, Spain: What They Don’t Tell You
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[Bêta-test] Manuel sur une stratégie d'investissement en bourse — accès gratuit en échange d'un retour détaillé
Pourquoi ne pas vivre du RSA ?
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Gérer son budget
Que feriez-vous avec 10 000 € à investir sans dette ni intérêt bancaire ?
ServiceNow: Pourquoi j'en ai fait ma plus grosse position ?
J'ai porté mon classeur Excel de trajectoire FIRE en simulateur web : fiscalité, retraite, EURL/SASU, Monte Carlo, PEA/PER/CTO, enfants
J'ai 21 ans, 92k€ de patrimoine (Immo + Bourse), comment optimiser mon allocation pour la suite ?
Investissement et Trading
Matelas de sécurité avant investissement FIRE
30 anni, 50k da investire, orizzonte 15-20+ anni - PARTE 2
FIRE: forse il punto non è smettere di lavorare
Il traguardo di 1M mi sta creando troppa ansia
Perché ho abbandonato i grafici a torta e le app automatiche per tornare al tracciamento manuale su Excel
Consulente finanziario indipendente
Vado in FIRE
Suggerimento per FIRE
Ho costruito uno strumento di COAST FIRE che avrei voluto avere quando ho iniziato a investire
Quando e per chi ha senso il FIRE?
Ho costruito un prototipo in base ai vostri feedback
Where to Retire - No Kids or Close Family
My first purchase on my first day
Retirement-2 years in as of June 1
Anticipation-Does anyone else run their numbers constantly
Grocery shopping in retirement
Retirement Plan Post Analysis and What I Have Learned
Type A retired folks - How big was the change for you? And did it hurt?
Retirement is suddenly much closer...
Going to retire next year. Need resource help.
Can we avoid taxes like the super wealthy?
Allocatie aanpassen - glide paths
Weekdraadje - Week 24 (2026)
Herkennen jullie dit FI-middenstuk: vermogen groeit, inleg stagneert?
Aandelen verkopen voor unieke kans?
Het (bijna) regelloze weekenddraadje! Week 23 (2026)
RE en een deel van het jaar in het buitenland wonen
Advies IKB budget > FIRE
Weekdraadje - Week 23 (2026)
Het (bijna) regelloze weekenddraadje! Week 22 (2026)
Beleggingen opnemen voor koop van huis (over 1 jaar)?
Expectations in early retirement
7 months in...feeling like I'm living in a different sphere
40 years to the day - retirement begins
Officially joined the ranks of the unemployed and wanted to share my thoughts
A few changes I’ve noticed since I've retired
Vision insurance after retirement: how are you handling it?
Downsizing from the house we lived in
PSA: Your ACA Bronze Plan Is HSA Eligible
Retirement portfolio management
My cousin, he's RETIRED (and doesn't know what day it is)
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