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Independent FIRE blogs

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Long-form thinking from people pursuing, planning for, and living financial independence.

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Financial Samurai

15h ago · 7 entries

Physician on FIRE

3d ago · 20 entries

Millennial Revolution

3d ago · 13 entries

Your Portfolio Returns 7%. Your Health Returns Far More. 9d ago Optimizing your health can unlock $250k–$500k in active retirement years for about $500 and a few hours a week. Why healthspan is FIRE's blind spot. What I’m Teaching My Kids About Money 17d ago How I'm teaching my three kids about money — the age-7 window, a $2 allowance, flea markets, and a kids' investment account. A Lost Decade for Stocks? A Gift If You’re Saving, a Threat If You’ve Retired 24d ago What the 2000–2009 lost decade means for FIRE — why it helps savers, threatens new retirees, and how to build a plan that survives either. The Only Retirement Planning Software You'll Ever Need 31d ago I've built my own Financial Independence calculator, written dozens of articles on withdrawal rates — and I still use this one tool to stress-test and optimize my actual retiremen… The Atlas of FIRE: What Your Retirement Number Looks Like in 100+ Countries 38d ago See how many years sooner you could retire by moving abroad — a full country-by-country comparison of retirement costs and timelines. How to Manage Your Money When You Move Abroad 46d ago Banks hide 1–3% inside their exchange rates. The three-account system expats and retirees abroad can use to convert at the mid-market rate and low fees. FIRE for Late Starters: The Real Math of Starting at 40, 45, or 50 51d ago Discovering FIRE at 40, 45, or 50 isn't too late. The real math, why you need less than you think, and the levers that genuinely speed up a late start. I'm 39, But My Biological Age is 32. What I Changed and Why It Matters for FIRE 59d ago What biological age is, how Whoop tracks it, and the 3 habits that lowered mine to 32 at age 39. The Boring Middle of Financial Independence: A Different Way Through It 65d ago Why the FIRE "boring middle" happens, why coping advice misses the point, and what I changed — job, savings rate, and health — to fix it. “Tourist Go Home”: What Europe’s Anti-Tourism Backlash Means for expat Retirees 70d ago Anti-tourism protests are spreading across Spain, Portugal, and Italy. Here's what's actually driving it—and where FIRE retirees are still genuinely welcome.
The Retirement Manifesto

15d ago · 14 entries

Afford Anything®

17d ago · 10 entries

The Military Wallet

24d ago · 10 entries

Podcast: 2027 Military Pay Raise Proposal: What It Means for Military Families 24d ago The podcast discusses how the proposed 2027 military pay raise could affect servicemembers & why junior enlisted may get a bigger pay bump. What Happens If You Let Someone Drive Your Car While You’re Deployed? 29d ago Letting someone drive your car while deployed? Learn how insurance works and what risks military members need to know. How to Build Wealth on Active Duty: 7 Strategies for Servicemembers 38d ago Military members can build wealth on active duty through budgeting, TSP investing, automation, and mindset shifts. Military Scams: Consumer Protection Data Reveals the Fraud Threats Facing the Military 42d ago Data reveals the most common scams targeting military families—and shocker, romance scams aren't the biggest threat. Podcast: Inside the Hidden Reality of Military Food Insecurity with Heather Campbell 45d ago Heather Campbell discusses military food insecurity, the benefits cliff, and family financial stress on The Military Wallet podcast. Flying with Pets During a Military PCS: Airline Fees, Rules & Exceptions 50d ago Flying with pets during a military PCS? Learn airline pet policies, fees, and military travel considerations. Beyond the Battlefield Podcast Episode: Jennifer Barnhill on the Hidden Stories of Military Families 52d ago In this podcast episode, journalist Jennifer Barnhill explores hidden military family stories and the gap between policy and lived experience. Military Family Airline Discounts: Do Spouses, Kids & Veterans Qualify? 58d ago Can military spouses, children and veterans get military family airline discounts? Or are those only for active duty service members? Does Renters Insurance Cover Military Roommates? 60d ago Does renters insurance cover roommates? Learn how policies work for shared housing situations common in the military. Home Insurance Inventory for Military Families 66d ago Learn how to create a military home inventory for insurance claims and why it’s essential for military families facing frequent moves.
Mad Fientist

30d ago · 20 entries

Root of Good

31d ago · 7 entries

Early Retirement Extreme

415d ago · 20 entries

Fire Mountain

2181d ago · 10 entries

Why I am Investing Heavily in REITs 2181d ago I owe a lot of my net worth to real estate. The Movies are Coming Back – How to Invest 2194d ago Movies are returning to a theater near you and by next year major blockbusters will be on the big screen. The sequel to Top Gun, Wonder Woman 2, My Financial Independence Portfolio – Quarterly Update 2201d ago If you have read about my main financial goals following leaving my corporate career in 2019, you know that one of my goals is to have my investments generate Is it Time to Start Buying Bank Stocks? 2237d ago If you have been following the economy you are probably asking yourself why it would be time to start buying bank stocks. This sector has been in the COVID-19 Gives Flexibility to Try Something New 2247d ago My family was walking our dog earlier this week when, like many dog owners do, we let our dog stop and say hi to his four-legged friend and then we began to My Two Week Siesta is Over – Time to Write Again 2251d ago It’s been a few weeks since I posted an update. My blog is about trying to improve one’s financial standing over time by making good decisions with your The Easy Money is Gone (for Now) in the Stock Market 2278d ago As most of us know the U.S. government recently passed massive stimulus legislation to try to help people pay their bills during the forced economic shutdowns Do not Miss Your Chance to Invest in Distressed Assets 2285d ago First, I hope everyone that reads this article is safe when it comes to their daily lives. What we are seeing on TV and online is terrible on so My Trip to Home Depot during the Re-opening of the Economy 2291d ago I live in Southern California where the state has been one of the slower states to re-open the economy albeit the pace of re-opening appears to be Questions You Should Ask Yourself as the Economy Re-Opens 2292d ago As of today all 50 states within the United States have eased restrictions on the rules limiting individual and business activities used to slow the spread of

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