PSLF, Insurance, and Bonds
Answering reader questions about Public Service Loan Forgiveness, looking for disability insurance as a resident, and what role bonds should play in your retirement.
What's the best ARF Fund for my pension?
In this week's podcast #334 I take a look ARFs If you google 'best ARF Fund in Ireland' today, you will get many results. The first few are of course paid-for, sponsored adverts fr...
Talk Your Book: Investing in High Yield Munis
On today's show, we are joined by Steve Hlavin, Portfolio Manager at Nuveen to discuss the muni market structure, the best states for muni bonds, risks around deficits and liquidit...
How to Navigate the Tariff Circus
– Quite accidentally, it looks like we timed our last talk about the stock market pretty darned well. Back in February 2025, the market put the perfect cap on a multi year climb be...
My Biggest Surprise in Retirement
Today, I'm sharing my biggest surprise in retirement. It's related to a financial element of retirement planning that I didn't expect.
Animal Spirits: A Bubble is Coming
On today's show we discuss the stock market bet of the century, the most interesting market environment ever, positive trends in retirement saving, Europe is outperforming, downtur...
Unlocking Wealth with Veronica Deraleau
Why Making Money Is Simple, and Keeping It Is an ArtFeeling trapped in the paycheck-to-paycheck cycle, evenas your income grows? In this illuminating episode of "Women Creating Wea...
The Sunday Best (06/08/2025)
Dr. Chen, physics isn't just theoretical—it's actively sabotaging your finances. The Second Law of Thermodynamics states that energy spreads out and systems
Ride the Wealth Elevator with Lane Kawaoka
In this insightful episode of "Get Your Fill," host Christine McCarron welcomes Lane Kawaoka, a 3-time bestselling author and real estate magnate with over $2.1 billion in rental u...
The Sunday Best (06/01/2025)
You fought for that residency. Got it. Then discovered you hate being micromanaged by attendings who peaked in 1987.
Barista FIRE for Doctors
Barista FIRE is an offshoot of the Financial Independence, Retire Early (FIRE) movement. In this case, you’ve saved enough to cover most of your expenses through passive income, bu...
Where Are Your Kids Summering?
Have we turned childhood into a résumé? A look at the summer camp arms race, how parental anxiety is fueled by class and fear, and why letting our kids be bored might be the most e...
Say Bye-Bye Boss with Liz Steblay
Ready to ditch the 9-to-5 and embrace the freedom ofbeing your own boss? This episode of "Get Your Fill" features Liz Steblay, the "Yoda of Solopreneur Success," who candidly share...
Luminate Your Wealth with Tim Jai Baker
Tired of feeling like money is a four-letter word? Inthis episode of "Get Your Fill," Tim "Jai" Baker, CEO ofLuminous Wealth, flips the script on traditional financial advice. Draw...
#410: 3 Things to Do Before You Quit Your Job
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: 🎙️ Episode #410 - Thinking about quitting your job? One wrong move could...
Gillen Markets GM Fund Analysis & Review
In this week's podcast, 330, I take a look at Gillen Markets. Gillen Markets have built a solid reputation as investment managers and advisors over the past decade and a half, led ...
Give Your Money a Job with Nikki Nash
This podcast episode features Nikki Nash: entrepreneur, podcast host, author, and investor who has been mentored by the top 1%. Nikki shares insights into the distinct mindset and ...
Flip the Switch with Lauri Kibby
In this episode of Get Your FILL, Financial Independence & Long Life, guest Lauri Kibby, a dedicated advocate for women's financial empowerment. emphasizes that while fix and flips...
2026 Military Pay Charts
Defense budget talks in Congress suggest that spending in the NDAA 2026 will hit historic levels. Read how it could impact military pay?
Ticker Talk with Sean Tepper
Sean Tepper, the founder and CEO of Ticker Tykr, joined the "Get Your Fill" podcast to discuss his software designed to help individuals confidently manage their own investments.Ti...
#404: ALWAYS DO THIS before a tenant moves in
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: 🎙️ Episode #404 – Most landlords just hand over the lease and hope ...
Hands-Off Property Management That Works
This episode is sponsored by…HEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ NCH:Set up an LLC to protect...
A New Edition of The Simple Path to Wealth
Let’s start with a couple pieces of exciting news, and then I’ll fill you in. First, there is a brand new edition of The Simple Path to Wealth coming to bookstores on May 20th. Se...
#402: Do This to Worry Less About Money
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: 🎙️ Episode #402 – Even with financial success, why do so many people sti...
Find Wealth without Wall Street with Joey Mure
In this episode of "Get Your FILL, Financial Independence & Long Life," Joey Mure of Wealth Without Wall Street challenges the conventional wisdom of relying on Wall Street for fin...
Deja vu all over again
April 7, 2025 Deja vu all over again A few short years ago my blog comment section and social media were blowing up. Panic was in the air. The comments were varied, but uniformly c...
Rock the Real Estate World with Tara Zaluski
Tara Zalewski isn't just flipping houses; she's flipping mindsets. This isn't your typical real estate podcast. Forget the endless Zillow scrolls and "someday" dreams. Tara's story...
VA Loan Gift Fund Guidelines
Gift funds allow VA loan borrowers to receive financial assistance from eligible donors, making home-buying even more accessible. Learn more here.
Amex Green for Military
The Amex Green Card® is an iconic rewards card that offers exceptional perks for frequent travelers, especially those in the military. Learn more here.
Meet the Junk – Land - Man, Wayne Seminoff
Looking for a new way to make money with real estate?Are you ready to hear an interesting idea?In this week’s episode of Get Your FILL, Financial Independence & Long Life, Real Est...
Avoid Probate with Oscar Vasquez
Do you have a trust?Do you review it at least every 3 years?Are your digital assets in the trust?Do you think you may die someday? If so, this episode is a must listen!On today’s e...
Makin' the Green with Jennifer Greene
When life makes you lemons, what do you do?Jennifer Greene turned her lemons into a successful career as a real estate investor and coach. On today’s episode of Get Your FILL – Fin...
Rental Income Tax Planning with Brendan Allen
In this week's podcast, I chat with Brendan Allen a specialist in property tax. He is a Chartered Tax Accountant and Chartered Tax Advisor, and is the owner of Allen & Co Tax A...
Livin' Large with Abbe Large
Do you want to help your kids to become financially literate?Are you having trouble finding out what you don’t know?Are you ready to break the cycle of poverty and scarcity mindset...
Wow, have you seen the stock market lately?
– And by lately, I mean the past several years or more. The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed in...
Building Olympic Resilience with David Gillick
On this week's podcast, episode 324, I chat with Olympian, David Gillick about resilience and his journey and how he got through some really dark days. Something we will experience...
Make it Rain with Tracy Christian
What kind of person blazes trails into an unwelcomingindustry?Who pivots to follow a life-long dream even though their current business is wildly successful?What can you learn abou...
EIIS Investing in Ireland with Kevin Canning
In this week's podcast I talk with Kevin Canning, Managing Director of Quintas Capital. Kevin specialises in private markets and is the Investment Director of The EIIS Innovation F...
How to buy a house in your twenties
This post is a <thought experiment> in risk taking for the young and the brave. It is most definitely <not> advice that applies to everyone. Let us start with the brutal truth…buyi...
Don’t Avoid the Pro Rata Rule
In retirement, we want 100% of our Roth conversions to be taxable income. The goal is to pay tax now at a lower rate rather than we would pay later.
What If Stocks Only Rise 3%?
The market has been on a tear, but what if stocks only rise 3% over the next decade, as Goldman Sachs and Vanguard are forecasting?
Investing Our Mortgage – 3 year update
A few years ago we bought a house, paid in full with cash. Then I got a small mortgage as an inflation hedge and to invest for fun and profit. We used a chunk of the mortgage to fu...
Got a question?
This one is going to be very brief. I’m putting together a FAQ. If you have a question you’ve always wanted to ask, drop it in the comments below. Keep in mind this is for a genera...
Tax Rates for Retirees in Ireland (2025)
In this week's podcast, the last for 2024 I talk about Tax Rates for Retirees in Ireland (2025). We spend a lot of time planning, analysing and accumulating retirement assets, ofte...
Fuck You Money = The Power to Say No
If you want to be a free man (or woman), if you want to be citizen of Rome (rather than a slave) you need to be able to say no to your boss. This is best illustrated with a concept...
Debt as a Recession Tool
I avoided selling stock to pay our bills during a down market by using low-APR loans and 0% credit cards, for a profit of up to 40%.
D I Why?
Do it yourself. Why? Because its fun, costs way less than outsourcing, and ensures it is done right.
Kibanda Repairs & Summer Reading
September. Labor Day. Already. Ah well, it has been a great summer here at Kibanda. This was the year we conclusively decided not to tear it down and build new. If you’ve read the...
$656,000 of Frugal Things I Still Love Doing
– ŌĆ£I used to read Mr. Money MustacheŌĆØ, some people say these days, ŌĆ£Until he got all rich and fancy so that he no longer understands the common personŌĆÖs plight. Stash pro...
Are Index Funds a Bubble?
Lanju Photografie, Unsplash Recently a friend reached out asking for my take on concerns raised in this article: What Goes Up I hate these kind of requests, probably because ever...
The Workplace is a game of Snakes and Ladders
In order to win the game, you must first survive in the game. The modern workplace involves a series of games to be played, ladders to be climbed (promotions) and snakes to be avoi...
The Ultimate Life Coach
– Almost nineteen years into early retirement now, I’ve come to realize that the complete freedom of this lifestyle can be a double-edged sword. You’ve already heard me raving ple...
Safety First – SWR Series Part 61
The Safety First retirement approach can be useful for traditional retirees. It's not viable for early retirees, due to low interest rates.
How to negotiate a big payrise
When it comes to career progression, AC/DC put it best in their 1975 classic: “It’s a long way to the top”. Getting robbed, getting took... I tell you folks, it's harder than it lo...
The importance of low % fees in investing
In horse-racing, they add lead weights to the saddlebags in handicap races. % fees in investing are like those lead weights The higher the % fees, the heavier the weight carried by...
Bogleheads and Bitcoin Maximalists
I know that some of you don’t want to hear this…but I have to tell you that crypto is back. It is my job to follow the data and trends in finance and explain what is going on to my...
100% Stocks for the Long Run?
A recent paper claims that a portfolio with 100% stocks (50% domestic, 50% international) is optimal. I point out the flaws in that analysis.
How To Afford a House These Days
– The other day, an MMM reader stopped by and left the following comment on one of my older posts about the principles of FIRE: As with every critique of our ideas, I thought about...
The Best Advice from JL Collins
I collected all of the best advice from my three interviews with the author of The Simple Path to Wealth, JL Collins!Read more →
Why do so many people hate their jobs?
Bio-chemistry is upstream of everything Bio-chemistry is upstream of your success in life including your performance at work, promotions and career change…all of which are easier w...
Your Money and Your Health
Parker Hewes, author of Lifelong Youth, shares the 8 health behaviors that are essential for longterm health and wellbeing!
The Arizona Experiment!
– The thing that drew me to early retirement is freedom, and that’s still the best part of it. Back in 2005, the primary reason for this freedom-seeking was being able to devote m...
Why I Let My Kids Go Into Debt
Last weekend was ye olde county fair here in Vermont and, of course, we were on the scene to cuddle cows (if you're Kidwoods) and look askance at cows (if
What to Do About These High Interest Rates
Whoa, have you seen what just happened to interest rates!? Suddenly, after at least fourteen years of our financial world being mostly the same, somebody flipped over the table and...
The Comfort Crisis
As with many things in life these days, it all started with an episode of the Peter Attia podcast. In this edition, our nation’s most Badass Doctor was interviewing a guest I initi...
The Tail of Gigi The Dog
A question I've been getting a lot lately: "What happened to your dog???" I get this question via email, through blog comments, on Instagram, Facebook and in
The Hobbit And Other May 2023 Expenses
Yes indeed, we've welcomed a hobbit into our home. Mr. FW is a well-known lover of The Lord of The Rings books and the main reason he wanted to have children
Frugal Man Buys $52,000 Car – Why??
Here’s the new car, on its first real camping trip shortly after taking delivery. As I type this, I’m jumping through the various hoops involved in buying a 2023 Tesla Model Y, a r...
How to Build a Kitchen (and Why)
Well, looks like it has happened again. Since the last time we spoke, I got sucked into building my 17th(?) kitchen, and I have finally emerged from its messy yet addictive grasp ...
The California Effect
One of the reasons I don’t write as often these days is that my life has gradually evolved into a Personal Finance Bubble. The people around me have learned to be purposeful with ...
It’s Get Smart With Money Day!
Let’s jump right to the real news here: There’s a Netflix documentary that just came out TODAY* called Get Smart With Money Somehow old Mr. Money Mustache and several friends got l...